Coffee Shop Insurance
Coffee shop insurance is a customized Business Owner’s Policy which offers protection for the unique risks of running a coffee shop or coffee roasting business. This niche market offers unique opportunities to build community gathering places, which need comprehensive protection.
The Varieties of Coffee Shop Business Insurance
With more than 25 years of experience in the industry, our experts can help you choose from the wide variety of insurance coverage options available for food businesses, featuring the ideal blend of:
General Liability Insurance
Coffee shop liability insurance covers damages caused by your equipment or an employee’s actions. This policy also offers protection against slip and fall accidents and other types of bodily injury. If patrons are burned or their laptops are damaged while in your shop, you will need this coverage against possible lawsuits and liability claims.
Product Liability Insurance
Baked goods, packaged candies, or small-batch roasted coffee are manufactured products which fall under product liability. Product liability insurance covers defective products claims against your business.
Workers Compensation Insurance
This vital policy is required in most states and is especially important for coffee shops, where employees work with high-temperature equipment and spillable liquids. If employees fall or are burned at work, their medical expenses and any associated costs or settlements would be covered.
Commercial Property Insurance
Protecting your expensive investment in coffee shop equipment, inventory, and premises can keep the doors open when the unexpected strikes. If a natural disaster occurs, the power fails, or equipment breaks down and causes property damage, this policy will provide coverage to get you back up and brewing in no time.
Does your coffee shop deliver to or cater business meetings? When employees and equipment are operating off-site, this policy will ensure that protection travels with you. If your equipment is damaged in transit or a leaking coffee pot stains the office carpet, off-premises coverage will take care of the situation.
Affordable Protection Is Our House Blend
The best coffee shop insurance package will be made to order for your business. By evaluating your unique situation and needs, our agents can build the right package to fit your budget and provide comprehensive protection.
Most small coffee shops can have excellent protection and peace of mind for around $1,000 – $2,000 per month.
Why Choose Tabak Coffee Shop Insurance?
- Individualized business evaluations provide accurate risk identification.
- We have over 25 years of experience in the hospitality industry.
- Our insider insurance secrets could save you thousands.
- We offer fast quotes online or by phone.
- You can be insured in 24 hours or less.
Wake Up and Smell the Coffee
There is no substitute for the sweet feeling of having the right insurance coverage at the right price. Your business thrives when you can focus on creating a memorable and welcoming customer experience without worrying about the unexpected.
We will brew up a signature coffee shop insurance policy just for you at the Tabak Insurance Agency. Creating a full-bodied blend of policies to satisfy your taste for quality and kickstart your financial security is our goal, and serving it up at a price you can afford is the whipped cream on top.